Loan Programs
Which Mortgage is Right for You?
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...
Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...
Hard Money loans are considered short-term bridge loans typically secured by an asset, such as real estate, which serves as collateral for the loan. They are primarily used by real estate investors, developers...
A Bank Statement loan allows you to qualify for a mortgage using bank statements rather than tax returns. It’s most often used by self-employed borrowers. It is also useful for...
A Debt Service Coverage Ratio (DSCR) loan is a type of real estate loan for Real Estate investors that evaluates the ability to generate sufficient cash flow from the property to...
ITIN loans (Individual Taxpayer Identification Number loan) is a specialized type of mortgage designed for non-US citizens who want to...
A HELOC (Home Equity Line of Credit) is a type of loan that allows homeowners to borrower money against the equity built up in their home. The interest rates are typically...
A HELOAN (Home Equity Loan) is a fixed-rate loan that can be used for a variety of purposes, such as home improvements, debt consolidation...
Commercial loans are typically used to fund major capital expenditures that a business may not be able to afford upfront, or to cover short-term...
A construction loan is a type of short-term loan that is used to finance the construction of a new building or renovation of an existing property. This type of loan is typically...